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Who Owns My House: Me or My Mortgage Lender?

Who Owns My House: Me or My Mortgage Lender?

The standard home buying process follows this formula: you find the right property, you go under contract to buy it, you get approved for a mortgage loan, the lender lends you enough money to buy the home, you sign papers, and you move into your new house

Feb 09, 2022 | Purchasing a Home

5 Reasons You Might Want a Non-Conforming Mortgage Loan

5 Reasons You Might Want a Non-Conforming Mortgage Loan

When you apply for a home mortgage, lenders will check your credit score, income, assets, and debt. All of this will get factored into an algorithm to figure out if you are credit-worthy enough to be granted a loan. Most of the standards used by lenders a

Feb 02, 2022 | Purchasing a Home

Creative Ways to Avoid Paying Closing Costs

Creative Ways to Avoid Paying Closing Costs

You finally saved up enough for a down payment and you can almost taste being a homeowner, but then you hear about closing costs. Coming up with a few extra thousand dollars sounds impossible. Before you give up on the dream of buying a home, here are a f

Jan 26, 2022 | Purchasing a Home

5 Questions Unmarried Couples Should Ask before Buying a Home

5 Questions Unmarried Couples Should Ask before Buying a Home

Roughly 9% of all U.S. homebuyers in 2020 were unmarried couples. If you and your partner are considering a house purchase before tying the knot, there are some important questions you should ask yourself to see if it makes sense.How does the law see our

Jan 19, 2022 | Purchasing a Home

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